This book features high-quality research papers presented at the International Conference on AI and Financial Innovation (AIFI 2025), IIMT Bhubaneswar, Odisha, India, during February 7?8, 2025. The integration of artificial intelligence (AI) into financial services is ushering in a new era of technological transformation. The book discusses AI?s ability to analyze large volumes of data, automate processes, and generate predictive insights which are revolutionizing how financial institutions operate. It also discusses how AI is becoming a critical tool for enhancing efficiency, improving decision-making, and fostering financial inclusion on a global scale. Furthermore, it presents contents on how integration of AI in payment systems, credit scoring, fraud detection, and regulatory compliance is reshaping the financial services industry, making it more secure, efficient, and accessible.